Cash or Card in Korea? A Simple Payment Guide for Tourists

 


Can you travel around South Korea without carrying much cash? In most cities, the answer is yes—but a small amount of Korean won is still useful.


Where Cards Usually Work


International credit and debit cards are widely accepted at hotels, department stores, restaurants, cafés and convenience stores. Visa and Mastercard tend to be the easiest to use. Always keep a second payment method in case a foreign card is declined.


When Cash Is Helpful


Carry some cash for traditional markets, small street-food stalls, coin lockers and older machines. Cash may also be needed to recharge some transportation cards. Avoid carrying a large amount; a modest emergency reserve is usually enough.


Transportation Cards


A T-money card is convenient for buses and subways. Buy one at a convenience store or transport facility, then add value. Keep the card separate from other contactless cards when tapping at the gate.


ATMs and Currency Exchange


Look for an ATM marked “Global” or one that clearly supports foreign cards. Fees and withdrawal limits depend on your bank and the machine. Currency exchange counters are available at airports and major tourist areas, but rates vary.


Before Your Trip


Tell your bank that you will travel, check overseas transaction fees, and enable international payments if required. Save your bank’s emergency contact separately from your wallet.


Simple Rule


Use a card for most purchases, keep a transportation card for transit, and carry a small amount of cash as backup. This combination is practical for most first-time visitors.


Official travel information: https://english.visitkorea.or.kr/

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